A collection of the industry’s leading financial education programs—all in one place.

BalanceTrack eLearning Suite

Features 19 modules with online instruction-based learning, quizzes, and worksheets to help members navigate the world of personal finance. View member reports including usage and quiz scores.


An easy-to-use tool for creating a realistic money management plan. By creating a spending plan, members can break the debt cycle and learn to prioritize life’s most important expenses.

FinEd Content Library

A comprehensive collection of 300+ articles, videos, podcasts, checklists, calculators, and other resources to drive web traffic and provide valuable financial information.

Pathways to Homeownership

This HUD-approved, self-guided module helps first-time homebuyers develop positive financial skills for long-term homeownership success. The program includes worksheets and certificates for lenders that can be issued upon completion.

Get in Balance

A unique instructional program to help members successfully manage their checking account. Great for “second-chance” checking programs, or for members with high Courtesy Pay usage.

Promote, personalize and evolve your BalanceTrack experience.

Digital Marketing Library
We’ll help you promote your financial education outreach with turnkey digital media strategies. Use our HTML email templates, social media posts, and shareable PDFs to connect with your audience. Need “old school” print marketing? We can help with that too!

Co-brand and Custom Options
Choose from a co-branded microsite with your logo and contact info. To fully leverage your brand, choose a custom option expanded visual options.

BALANCE Monthly Webinars
Our “live” virtual seminars offer members an interactive presentation by a BALANCE Certified Counselor. Two online sessions are conducted every month, each focusing on a diverse topic such as student loans, managing debt, understanding credit and more.

Monthly Content Refresh
To keep your financial education program current and relevant, you’ll receive fresh, SEO-rich content to share with your members. It’s a great way to keep members up-to-date with timely financial articles.

BalanceTrack eLearning Suite

The ultimate FinEd experience featuring 19 online modules:

Financial Basics
(7 modules)

✓  High-Cost Financial Services
✓  The Psychology of Spending
✓  Drive Away Happy
✓  Credit Matters
✓  The World of Credit Reports
✓  Money Management
✓  Checking Account Management

Planning for Success
(4 modules)

✓  Smart Tax Planning
✓  Financial Planning
✓  Ten Steps to Financial Success
✓  The Basics of Investing

(2 modules)

✓  Using Home Equity
✓  The Road to Homeownership

Financial Crises
(3 modules)

✓  Rebuilding After a Financial Crisis
✓  Financial First Aid
✓  Identity Theft

(3 modules)

✓  Repaying Student Loans
✓  Finances for College Students
✓  Teens and Money

  Credit unions love BalanceTrack  
“We have used BalanceTrack for over a decade to help our members better manage their finances. Our local market has a large percentage of the population who regularly use payday lending. We offer our members (who use payday loans) a $25 cash award to take the BalanceTrack Money Management course online and score a 70% or higher. Since 2010, we have paid out over $5,000 in cash awards back to deserving members trying to improve their financial situation. I would recommend the Balance programs to any credit union looking to provide financial counseling and assistance to their members.”
– Greg Barnes, One Nevada Credit Union

Join 500+ companies and organizations around the country that use BALANCE to deliver financial education, conduct counseling and promote financial empowerment.