Workshop Announcements

Rebuilding After A Financial Crisis

Crises such as job loss or illness can throw a wrench in one’s finances. Find out what you can do to prepare for or recover from a major life event so it doesn’t wreak havoc on your finances. We have partnered with BALANCE to provide you with free workshops conducted by money management experts. Topics discussed include budgeting, repaying debt, rebuilding credit, establishing emergency savings, and replenishing retirement savings. Rebuilding After a Financial Crisis will be held on (date of the workshop) at (location of the workshop) from (time frame of workshop).

To reserve a space, please email (name) at (email address), or call (name) at (phone number). For more information about BALANCE, log onto www.balancepro.net, or call 888-456-2227.

The Basics of Personal Finance

Understanding the fundamentals of personal finance now is key to making wise money decisions in the future. Get what you need to know by attending The Basics of Personal Finance workshop. We have partnered with BALANCE to provide you with free workshops conducted by money management experts.

This workshop spans the entire spectrum of personal finance – from how to track spending and manage today’s cash to investing and preparing for retirement. The ultimate outcome? You’ll be empowered to reach your goals via a solid financial foundation.

The Basics of Personal Finance will be held on (date of the workshop) at (location of the workshop) from (time frame of workshop).

To reserve a space, please email (name) at (email address), or call (name) at (phone number). For more information about BALANCE, log onto www.balancepro.net, or call 888-456-2227.

Breezing Through the Holidays

Want to spend less, give more, and truly enjoy this holiday season? Come find out how by attending the Breezing Through the Holidays workshop. We have partnered with BALANCE to provide you with free workshops conducted by money management experts.

This timely workshop covers how to unplug the holiday machine and put the fun back into this special time of year. You will learn how to set a holiday budget (and stick to it), how to avoid the year-end credit crunch, and what to do now to avoid getting into debt in the future. What could be more festive?

Breezing Through the Holidays will be held on (date of the workshop) at (location of the workshop) from (time frame of workshop).

To reserve a space, please email (name) at (email address), or call (name) at (phone number). For more information about BALANCE, log onto www.balancepro.net, or call 888-456-2227.

Building A Better Budget

A well-constructed budget is the backbone of sound financial management. Learn how to develop one that works for you by attending the Building a Better Budget workshop. We have partnered with BALANCE to provide you with free workshops conducted by money management experts.

The workshop will cover the key concepts of identifying short, mid, and long-term goals, and designing a realistic spending plan that will enable you to live within your means while saving for the future. Included in the presentation will be a discussion of how to become and remain debt-free, and how to stay motivated.

Building a Better Budget will be held on (date of the workshop) at (location of the workshop) from (time frame of workshop).

To reserve a space, please email (name) at (email address), or call (name) at (phone number). For more information about BALANCE, log onto www.balancepro.net, or call 888-456-2227.

Checking 101

Most people have never been taught how to manage a checking account, having instead learned through trial and error. However, since a checking account is such an invaluable personal finance tool and maintaining a positive relationship is so important, knowing how to use one correctly is vital - before costly mistakes are made. This workshop covers such fundamentals as keeping track of checks, monitoring statements, and balancing an account.

Checking 101 will be held on (date of the workshop) at (location of the workshop) from (time frame of workshop).

To reserve a space, please email (name) at (email address), or call (name) at (phone number). For more information about BALANCE, log onto www.balancepro.net, or call 888-456-2227.

College Financing 101

As tuition costs outpace inflation, paying for higher education becomes more difficult. Learn how to prepare for such costs by attending the College Financing 101 workshop. We have partnered with BALANCE to provide you with free workshops conducted by money management experts.

In this workshop you’ll learn how to make continuing education for your kids (or yourself!) a reality. How to save for the long-term and the specific investment options for higher education will be discussed, as well as an overview of financial aid opportunities.

College Financing 101 will be held on (date of the workshop) at (location of the workshop) from (time frame of workshop).

To reserve a space, please email (name) at (email address), or call (name) at (phone number). For more information about BALANCE, log onto www.balancepro.net, or call 888-456-2227.

Drive Away Happy: Car Buying Decisions

If buying or leasing a vehicle is in your future, make sure you come to the Drive Away Happy: Car Buying Decisions workshop first. We have partnered with BALANCE to provide you with free workshops conducted by money management experts.

This workshop will help you determine how to get the best deal for your needs and circumstances. It covers purchasing versus leasing, how to decide if buying new or used is right for you, zero percent financing, credit issues, and rebates. Don’t go to the lot before getting the facts!

Drive Away Happy: Car Buying Decisionswill be held on (date of the workshop) at (location of the workshop) from (time frame of workshop).

To reserve a space, please email (name) at (email address), or call (name) at (phone number). For more information about BALANCE, log onto www.balancepro.net, or call 888-456-2227.

Financial First Aid

There are many circumstances in life that can destroy even the best money management plan. Come find out how to conquer a financial setback by attending the Financial First Aid workshop. We have partnered with BALANCE to provide you with free workshops conducted by money management experts.

This workshop will enable you to overcome a job loss, unplanned medical expenses, or other personal crisis that can financially devastate a family. How to regain control of your financial situation through careful financial assessment, expense prioritization, and effective negotiation with creditors will all be addressed.

Financial First Aid will be held on (date of the workshop) at (location of the workshop) from (time frame of workshop).

To reserve a space, please email (name) at (email address), or call (name) at (phone number). For more information about BALANCE, log onto www.balancepro.net, or call 888-456-2227.

First Time Home Buyer

Do you dream of becoming a homeowner but don’t know where to begin? Learn what it takes to purchase by attending the First Time Home Buyer workshop. We have partnered with BALANCE to provide you with free workshops conducted by money management experts.

This workshop covers such pre-purchase issues as budgeting, determining how much house is affordable, saving for a down payment and other costs, credit reports, and debt-to-income ratios as well as the mortgage lending process. There will be ample opportunity to ask questions and discuss what it takes to become a homeowner.

First Time Home Buyer will be held on (date of the workshop) at (location of the workshop) from (time frame of workshop).

To reserve a space, please email (name) at (email address), or call (name) at (phone number). For more information about BALANCE, log onto www.balancepro.net, or call 888-456-2227.

Identity Theft Solutions

Identity theft is one of the fastest growing crimes in America. To learn how to thwart thieves, come to the Identity Theft Solutions workshop. We have partnered with BALANCE to provide you with free workshops conducted by money management experts.

This comprehensive workshop covers everything you need to know about how to avoid and survive identity theft. It includes a self-assessment quiz, prevention techniques, an overview of your legal rights and responsibilities, and a step-by-step recovery guide that will take you from victim to victor in the shortest time possible.

Identity Theft Solutions will be held on (date of the workshop) at (location of the workshop) from (time frame of workshop).

To reserve a space, please email (name) at (email address), or call (name) at (phone number). For more information about BALANCE, log onto www.balancepro.net, or call 888-456-2227.

On the Road to Riches: The Basics of Saving and Investing

There is little more exciting than watching your hard-earned money grow through smart saving strategies and sensible investments. Come to On the Road to Riches: The Basics of Saving and Investing workshop to learn how to do so. We have partnered with BALANCE to provide you with free workshops conducted by money management experts.

This workshop will review how goals, risk tolerance, and cash flow impacts savings and investment choices. You will learn how to determine the amount of money you can dedicate to savings, which savings and investment vehicles are available, and how to know which combination of investments are best suited to your needs.

On the Road to Riches: The Basics of Saving and Investing will be held on (date of the workshop) at (location of the workshop) from (time frame of workshop).

To reserve a space, please email (name) at (email address), or call (name) at (phone number). For more information about BALANCE, log onto www.balancepro.net, or call 888-456-2227.

Plastic Surgery: Getting Out of Debt

Credit cards can be an invaluable money management tool – but they can also lead to financial disaster. To know how to use them wisely, come to the Plastic Surgery - Getting Out of Debt workshop. We have partnered with BALANCE to provide you with free workshops conducted by money management experts.

This workshop will review tried and true methods of smart credit use, how to detect the warning signs of credit trouble, the options available for getting out of debt, and reconstructing existing credit to its greatest advantage.

Plastic Surgery - Getting Out of Debt will be held on (date of the workshop) at (location of the workshop) from (time frame of workshop).

To reserve a space, please email (name) at (email address), or call (name) at (phone number). For more information about BALANCE, log onto www.balancepro.net, or call 888-456-2227.

The Psychology of Spending

Do you ever wonder what makes you desire certain items, or why you may spend beyond your means? Come find out by attending The Psychology of Spending workshop. We have partnered with BALANCE to provide you with free workshops conducted by money management experts.

This workshop turns a critical eye toward the motivating factors behind shopping decisions. The various money personality types will be explored, as well as the tendencies and attitudes that have shaped your past spending habits. You’ll come away from the workshop prepared to change negative financial habits into positive ones.

The Psychology of Spending will be held on (date of the workshop) at (location of the workshop) from (time frame of workshop).

To reserve a space, please email (name) at (email address), or call (name) at (phone number). For more information about BALANCE, log onto www.balancepro.net, or call 888-456-2227.

Raising Money-Smart Kids

Your child’s future financial well-being depends greatly on what is learned at home. Learn how to be the best teacher by attending the Raising Money-Smart Kids workshop. We have partnered with BALANCE to provide you with free workshops conducted by money management experts.

This workshop is an invaluable guide for parents wishing to teach their children financial responsibility at any age. You’ll learn how you can teach them to distinguish between wants and needs, and how (when they are ready) to use credit wisely. Allowances, contributions to household income, shopping, and savings will be also discussed.

Raising Money-Smart Kids will be held on (date of the workshop) at (location of the workshop) from (time frame of workshop).

To reserve a space, please email (name) at (email address), or call (name) at (phone number). For more information about BALANCE, log onto www.balancepro.net, or call 888-456-2227.

Retirement Planning: The Basics

Worrying about money shouldn’t be a part of retirement. To learn how to prepare for those years where you won’t be earning an income, come to The Golden Years: Planning for Retirement workshop. We have partnered with BALANCE to provide you with free workshops conducted by money management experts.

It’s never too early or too late to prepare for the future, and this workshop covers information relevant for virtually everyone, at any stage of life. How to harness the power of time, how investments can be used to reach long-term goals, and how inflation and taxes will impact retirement dollars will all be discussed.

The Golden Years: Planning for Retirement will be held on (date of the workshop) at (location of the workshop) from (time frame of workshop).

To reserve a space, please email (name) at (email address), or call (name) at (phone number). For more information about BALANCE, log onto www.balancepro.net, or call 888-456-2227.

Solving The Mystery of Credit Reports

How much do you really understand credit reports? Learn what you need to know by coming to the Solving The Mystery of Credit Reports workshop. We have partnered with BALANCE to provide you with free workshops conducted by money management experts.

This workshop covers what should and shouldn’t be included on a credit report, the role of credit bureaus, how credit is scored, and consumer credit-reporting laws. Specific guidance on disputing inaccuracies, improving a credit score, and dealing with identity theft and fraud will also be provided.

Solving The Mystery of Credit Reports will be held on (date of the workshop) at (location of the workshop) from (time frame of workshop).

To reserve a space, please email (name) at (email address), or call (name) at (phone number). For more information about BALANCE, log onto www.balancepro.net, or call 888-456-2227.

Ten Steps to Financial Success

Do you want to gain a more complete knowledge about personal finance? Then come to the 10 Steps to Financial Success workshop. We have partnered with BALANCE to provide you with free workshops conducted by money management experts.

This workshop provides a step-by-step approach to achieving financial success. From developing a workable spending plan to goal setting and weighing investment and insurance needs, this presentation covers the core concepts necessary to develop and maintain personal financial control.

10 Steps to Financial Success will be held on (date of the workshop) at (location of the workshop) from (time frame of workshop).

To reserve a space, please email (name) at (email address), or call (name) at (phone number). For more information about BALANCE, log onto www.balancepro.net, or call 888-456-2227.

Understanding Credit

This workshop covers what lenders look for when approving credit, factors that impact your ability to qualify for credit, how credit is scored, and the impact money management has on your future credit standing. Learn how to take steps for obtaining credit and using it wisely.

Understanding Credit will be held on (date of the workshop) at (location of the workshop) from (time frame of workshop).

To reserve a space, please email (name) at (email address), or call (name) at (phone number). For more information about BALANCE, log onto www.balancepro.net, or call 888-456-2227.

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