Credit Reports: Reviewing the Past to Create a Better Future

You know you should check your credit report - but for what? And what do you do if you find an error? Most people have questions about their credit report: from how long information stays on, to what a credit score really means. Which is why (Credit Union) is making obtaining your report and getting the information you need as easy as a toll-free phone call.

As a benefit of membership, you have access to BALANCE Financial Fitness Program. Through BALANCE you can obtain a low-cost credit report with a score. And to make sure all your questions get answers, you can also have an appointment with a credit report specialist who will review your report with you over the telephone. Line by line. For free.

Checking credit reports periodically is an integral part of every healthy financial system. Information contained in them impacts your ability to make such major purchases as a home, car, and even life insurance. Even your future job prospects may be impacted by what is on your credit report, since many employers refer to them to determine responsibility and stability. (Credit Union) wants you to have the opportunity to know what is being reported, clear up errors, and improve your score so your future is as bright as it should be.

To obtain reports and schedule an appointment with a credit specialist, simply call 888-456-2227. Counselors are available Monday through Thursday, 5:00 a.m. to 8:00 p.m. (PST), Friday, 5:00 a.m. to 5:00 p.m. and Saturday, 8:00 a.m. to 5:00 p.m. Or visit www.balancepro.net for more information.