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What We Do

Our comprehensive financial counseling and education services can help people achieve financial independence. Whether it’s reducing debt, buying a home, retaining a home, or simply improving money management skills, we provide guidance every step of the way.

Our Vision
The most trusted source for financial advice in the nation, inspiring and empowering people from all walks of life to achieve their financial dreams.

Our Mission
Your financial guide dedicated to helping you balance life’s important decisions.

The BALANCE Difference

Highest accreditations

Our counselors have the highest accreditations in consumer protection, legal policies, and debt management.

A lifetime of financial security

We focus on providing consumers with the financial education they need to handle life’s financial challenges.

Objective, unbiased advice

We empower people through objective, unbiased knowledge, and one-on-one guidance.

Become a Financial Wellness Partner with BALANCE

Providing financial wellness to employees and members is a win-win situation for today’s companies. As a BALANCE Partner, you can offer one-to-one financial guidance helping employees and members feel financially fit—and that can result in positive effects on your business and have a big impact on your bottom line!

Our Credentials

BALANCE is a non-profit service. We are accredited by the Council on Accreditation of Services for Families and Children, Inc. and are certified by HUD to provide comprehensive housing counseling services. We’ve been providing money management information and assistance since 1969.

Our Policies

Any consumer contacting BALANCE for counseling services will be provided service regardless of the language they speak. Whenever possible, a client will be paired with a counselor who speaks his or her language. If a client speaks a language other than those of our multilingual counseling staff, the AT&T Language Line will be contacted to schedule a translator for the time of the appointment. BALANCE will pay for the cost of the service.